:root{color-scheme:light;--bg:#fff;--fg:#222;--muted:#6b6b6b;--line:#e5e5e5;--line-strong:#cfcfcf;--accent:#1a5fb4;--soft:#f6f6f4;--alert:#b3261e}*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}body{margin:0;background:var(--bg);color:var(--fg);font-family:-apple-system,Hiragino Sans,Hiragino Kaku Gothic ProN,Noto Sans JP,system-ui,sans-serif;font-size:17px;line-height:1.9}a{color:var(--accent);text-underline-offset:3px}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.site-header{border-bottom:1px solid var(--line)}.site-header .inner{max-width:880px;margin:0 auto;padding:14px 20px;display:flex;align-items:baseline;gap:12px;flex-wrap:wrap}.site-header .logo{font-weight:700;color:var(--fg);text-decoration:none}.site-header .tagline{color:var(--muted);font-size:.8rem}.container{max-width:880px;margin:0 auto;padding:28px 20px 8px}footer{border-top:1px solid var(--line);margin-top:64px;padding:20px 0;color:var(--muted);font-size:.82rem}h1{font-size:1.75rem;line-height:1.45;margin:0 0 12px}h2{font-size:1.3rem;line-height:1.5;margin:56px 0 14px;padding-top:18px;border-top:1px solid var(--line)}h3{font-size:1.08rem;margin:32px 0 8px}p{margin:0 0 1.1em}ul,ol{padding-left:1.3em;margin:0 0 1.2em}li{margin:.3em 0}.meta{color:var(--muted);font-size:.85rem}.article-meta{list-style:none;padding:0;margin:0 0 24px;display:flex;flex-wrap:wrap;gap:0 14px;color:var(--muted);font-size:.82rem}.article-meta li{margin:0}.ad-notice{font-size:.78rem;color:var(--muted);margin:0 0 20px;line-height:1.7}.ad-notice strong{margin-right:.5em}.ad-notice.compact{margin:20px 0 4px}.summary{background:var(--soft);padding:18px 22px 6px;margin:20px 0 8px;border-radius:4px}.summary-title{font-weight:700;margin-bottom:6px}.summary-title small{font-weight:400;color:var(--muted);margin-left:.8em;font-size:.8rem}.callout{border-left:3px solid var(--line-strong);padding:2px 0 2px 16px;margin:20px 0}.callout-title{font-weight:700;margin:0 0 4px}.cmp-block{margin:8px 0 14px}.cmp-caption{font-weight:700;margin:0 0 2px}.cmp-meta{font-size:.76rem;color:var(--muted);margin:0 0 6px}.cmp-meta span+span:before{content:" / "}.cmp-scroll{overflow-x:auto}table.cmp{width:100%;border-collapse:collapse;font-size:.9rem;line-height:1.6}table.cmp th,table.cmp td{padding:9px 10px;text-align:left;vertical-align:top;border-bottom:1px solid var(--line)}table.cmp thead th{font-size:.78rem;color:var(--muted);font-weight:600;border-bottom:1px solid var(--line-strong)}table.cmp td.num{text-align:right;font-variant-numeric:tabular-nums;white-space:nowrap}.cmp-block+p{font-size:.8rem;color:var(--muted);line-height:1.75}.stat-tiles{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:18px;margin:24px 0 28px}.stat-label{font-size:.76rem;color:var(--muted);line-height:1.5}.stat-value{font-size:1.6rem;font-weight:700;line-height:1.3;font-variant-numeric:tabular-nums}.stat-unit{font-size:.85rem;font-weight:400;margin-left:2px}.stat-note{font-size:.74rem;color:var(--muted)}.viz{margin:20px 0 24px;--s-off:#1a5fb4;--s-cb50:#e08a2c;--s-cb35:#8aa0b8;--s-bar:#1a5fb4}.viz-title{font-weight:700;font-size:.95rem;margin:0 0 8px}.viz-note{font-size:.76rem;color:var(--muted);line-height:1.65;margin:8px 0 0}.viz-legend{list-style:none;display:flex;flex-wrap:wrap;gap:2px 16px;padding:0;margin:0 0 8px;font-size:.78rem;color:var(--muted)}.viz-legend li{margin:0}.swatch{display:inline-block;width:10px;height:10px;margin-right:5px}.t-off{background:var(--s-off)}.t-cb50{background:var(--s-cb50)}.t-cb35{background:var(--s-cb35)}.tl-grid{display:grid;gap:4px}.tl-row{display:grid;grid-template-columns:3em 1fr;align-items:center}.tl-year{font-size:.78rem;color:var(--muted);font-variant-numeric:tabular-nums}.tl-track{position:relative;height:18px;border-bottom:1px solid var(--line)}.tl-axis .tl-track{height:14px;border:0}.tl-axis span{position:absolute;top:0;font-size:.64rem;color:var(--muted);line-height:1}.tl-tick{display:none}.tl-bar{position:absolute;top:4px;height:10px;box-shadow:0 0 0 1px var(--bg);cursor:help}.tl-bar.now{outline:2px solid var(--fg);outline-offset:1px}@media(max-width:520px){.tl-axis span:nth-child(2n){display:none}}.bar-row{display:grid;grid-template-columns:6em 1fr;align-items:center;gap:10px;margin:6px 0}.bar-label{font-size:.86rem;line-height:1.35}.bar-label small{display:block;font-size:.72rem;color:var(--muted)}.bar-track{display:flex;align-items:center;gap:8px}.bar-fill{height:12px;background:var(--s-bar);min-width:3px}.bar-value{font-size:.88rem;font-variant-numeric:tabular-nums;white-space:nowrap}.cta{margin:20px 0;padding:14px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.cta .label{font-size:.8rem;color:var(--muted)}.cta .badge{font-size:.72rem;margin-right:6px}.process{font-size:.82rem;color:var(--muted);margin-top:40px}.hero h1{font-size:1.9rem}.hero-lead{color:var(--muted)}.card-list{list-style:none;padding:0}.card-list li{padding:10px 0;border-bottom:1px solid var(--line);margin:0}.card-list a{text-decoration:none}.card-list .meta{display:block}.status{color:var(--alert);font-weight:700;font-size:.85rem}.method{margin:20px 0;font-size:.85rem;color:var(--muted)}.method summary{cursor:pointer;color:var(--fg)}.tct{margin:8px 0}.tct-controls{display:flex;flex-wrap:wrap;align-items:center;margin:4px 0 10px}.tct-q{margin-right:12px;font-size:.9rem}.tct-controls button{font:inherit;font-size:.9rem;padding:4px 16px;border:1px solid var(--line-strong);background:var(--bg);color:var(--fg);cursor:pointer;margin-left:-1px}.tct-controls button:first-of-type{border-radius:4px 0 0 4px}.tct-controls button:last-of-type{border-radius:0 4px 4px 0}.tct-controls button.on{background:var(--fg);border-color:var(--fg);color:#fff}.tct-basis{font-size:.76rem;color:var(--muted);margin:0 0 4px}.tct table{width:100%;border-collapse:collapse;font-size:.92rem}.tct th,.tct td{padding:12px 8px;border-bottom:1px solid var(--line);text-align:left;vertical-align:top}.tct thead th{font-size:.76rem;color:var(--muted);font-weight:600;border-bottom:1px solid var(--line-strong);padding-top:6px;padding-bottom:6px}.tct td.rank{width:2em;color:var(--muted);font-variant-numeric:tabular-nums}.tct td.name{font-weight:700}.tct td.name small{display:block;font-weight:400;color:var(--muted);font-size:.76rem}.tct th.total,.tct td.total{text-align:right;white-space:nowrap;font-variant-numeric:tabular-nums}.tct td.total{font-weight:700;font-size:1.05rem}.tct td.total small{display:block;font-weight:400;color:var(--muted);font-size:.76rem}.tct td.how{font-size:.8rem;color:var(--muted);line-height:1.6}.tct tr.na td.total{font-weight:400;color:var(--muted);font-size:.85rem;white-space:normal}.tct-notes{list-style:none;font-size:.76rem;color:var(--muted);line-height:1.7;margin:10px 0 0;padding-left:0}@media(max-width:600px){.tct .how{display:none}}.tool{margin:16px 0}.tool-inputs{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:8px 16px;margin-bottom:12px}.tool-field{display:flex;flex-direction:column;font-size:.9rem}.tool-field input[type=number],.tool-field select{font:inherit;padding:4px 6px;max-width:100%}.tool-breakdown{margin:0;padding-left:1em;font-size:.85rem}.tool-unmatched,.tool-formula{margin:12px 0;font-size:.9rem}.tool .cmp{display:block;overflow-x:auto}.tct td.name small.status{color:var(--alert);font-weight:700}.hero h1{font-size:1.6rem;line-height:1.5;margin:4px 0 12px}.hero-points{padding-left:1.2em;margin:0 0 12px}.hero-points li{margin:.2em 0}.news{list-style:none;padding:0;margin:0}.news li{margin:0;padding:12px 0;border-bottom:1px solid var(--line)}.news li .meta:first-child{margin-right:10px}.news p{margin:4px 0 0;font-size:.92rem}.byline{color:var(--muted);font-size:.82rem;margin:0 0 18px}h2.picks-title{border-top:0;margin-top:28px;padding-top:0}.picks{list-style:none;counter-reset:pick;padding:0;margin:0 0 8px;border:1px solid var(--line-strong);border-radius:6px}.picks li{counter-increment:pick;display:grid;grid-template-columns:2em 11em 1fr;align-items:baseline;gap:6px;padding:12px 14px;margin:0;border-bottom:1px solid var(--line)}.picks li:last-child{border-bottom:0}.picks li:before{content:counter(pick);font-weight:700;color:var(--muted)}.picks .pick-for{font-size:.82rem;color:var(--muted)}.picks li.ng b{color:var(--alert)}@media(max-width:600px){.picks li{grid-template-columns:1.6em 1fr}.picks .pick-for,.picks .pick-body{grid-column:2}}.main-table th.r{text-align:right}.main-table td small{color:var(--muted);font-size:.75rem}.main-table small.up{color:var(--alert);margin-left:4px}.main-table tr.off td{color:var(--muted)}.go{display:inline-block;white-space:nowrap;font-size:.82rem;padding:4px 12px;border:1px solid var(--accent);border-radius:4px;text-decoration:none}.table-note{font-size:.78rem;color:var(--muted)}.review{padding:4px 0 8px;border-bottom:1px solid var(--line)}.review h3 small{font-weight:400;color:var(--muted);font-size:.8rem;margin-left:8px}.facts{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:8px 16px;margin:8px 0}.facts dt{font-size:.74rem;color:var(--muted)}.facts dd{margin:0;font-weight:700;font-size:.95rem}.spec-table th[scope=row]{font-weight:400;color:var(--muted);font-size:.8rem;white-space:nowrap}.spec-table thead th{white-space:nowrap;color:var(--fg);font-size:.85rem}.spec-table thead th small{color:var(--muted);font-weight:400}.spec-table tr.grp th{background:var(--soft);font-size:.78rem;color:var(--fg);padding:5px 10px}.spec-table td{font-size:.85rem}.spec-table td.na{color:var(--muted);font-size:.78rem}.spec-table td.best{font-weight:700}.container>p,.container>ul,.container>ol:not(.picks),.container>h1,.review>p{max-width:760px}.spec-table th[scope=row],.spec-table thead th:first-child{position:sticky;left:0;background:var(--bg);z-index:1}.strip{display:block;margin:-28px calc(50% - 50vw) 0;padding:8px 20px;background:#ffd23f;color:#222;text-align:center;font-size:.9rem;text-decoration:none}.strip b{font-weight:800}.hero-band{margin:0 calc(50% - 50vw) 8px;padding:26px max(20px,calc(50vw - 440px)) 28px;background:linear-gradient(180deg,#eaf2fc,#f6f9fe);display:grid;grid-template-columns:1.25fr 1fr;gap:20px;align-items:center}@media(max-width:720px){.hero-band{grid-template-columns:1fr}.hero-art{max-width:260px;margin:0 auto}}.hero-kicker{display:inline-block;background:#1a5fb4;color:#fff;font-size:.78rem;font-weight:700;padding:2px 12px;border-radius:999px;margin:0 0 10px}.hero-band h1{font-size:clamp(1.6rem,3.6vw,2.2rem);line-height:1.35;margin:0 0 14px}.hero-number{display:inline-flex;flex-direction:column;background:#fff;border-radius:10px;padding:10px 18px;box-shadow:0 2px 8px #1a5fb41f;margin-bottom:14px}.hn-label{font-size:.78rem;color:var(--muted)}.hn-value{font-size:2.6rem;font-weight:900;color:#e8553f;line-height:1.15;font-variant-numeric:tabular-nums}.hn-sub{font-size:.85rem;font-weight:700}.badges{list-style:none;display:flex;gap:10px;padding:0;margin:0 0 16px;flex-wrap:wrap}.badges li{margin:0;width:86px;height:86px;border-radius:50%;background:#fff;border:2px solid #c9a227;display:flex;flex-direction:column;align-items:center;justify-content:center;font-size:.7rem;text-align:center;line-height:1.3;color:#6b5a12}.badges b{font-size:1rem;color:#222}.hero-cta{display:flex;gap:10px;flex-wrap:wrap}.btn{display:inline-block;background:#f07f1a;color:#fff;font-weight:800;padding:10px 22px;border-radius:6px;text-decoration:none;box-shadow:0 2px #c45f05}.btn.ghost{background:#fff;color:#1a5fb4;border:1.5px solid #1a5fb4;box-shadow:none}.hero-art{width:100%;height:auto}.pick-cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));gap:12px}.pick-card{display:flex;flex-direction:column;gap:2px;padding:16px;border:1px solid var(--line-strong);border-radius:10px;background:#fff}.pick-card .icon{color:#1a5fb4;margin-bottom:4px}.pick-card.ng .icon,.pick-card.ng .pc-name{color:var(--alert)}.pc-for{font-size:.78rem;color:var(--muted)}.pc-name{font-weight:800}.pc-num{font-size:1.5rem;font-weight:900;color:#e8553f;font-variant-numeric:tabular-nums;line-height:1.3}.pc-sub{font-size:.78rem;color:var(--muted)}.mark{display:inline-flex;align-items:center;justify-content:center;width:28px;height:28px;border-radius:6px;color:#fff;font-style:normal;font-weight:800;font-size:.85rem;margin-right:8px;flex:none;vertical-align:middle}.co{display:flex;align-items:flex-start}.float-box{position:fixed;right:14px;bottom:14px;z-index:10;display:flex;flex-direction:column;align-items:center;background:#fff;border:2px solid #f07f1a;border-radius:10px;padding:8px 14px;text-decoration:none;color:#222;box-shadow:0 4px 14px #00000026;font-size:.75rem}.float-box b{font-size:1.3rem;color:#e8553f}.float-box em{font-style:normal;margin-top:4px;background:#f07f1a;color:#fff;font-weight:700;padding:2px 10px;border-radius:4px}@media(max-width:600px){.float-box{right:8px;bottom:8px}}.lp{margin:40px calc(50% - 50vw) 0;padding:36px max(20px,calc(50vw - 440px)) 40px;background-color:#fff;background-image:radial-gradient(#e3e8ef 1px,transparent 1px);background-size:16px 16px}.lp-title{border:0;padding:0;margin:0 0 22px;text-align:center;font-size:1.5rem}.lp-title:after{content:"";display:block;width:40px;height:3px;background:#1a5fb4;margin:10px auto 0}.cases{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:16px;max-width:720px;margin:0 auto}.case{--c: #1a5fb4;display:grid;grid-template-columns:64px 1fr 80px;align-items:center;background:#fff;border:2px solid var(--c);border-radius:6px;text-decoration:none;color:#222;overflow:hidden;position:relative;min-height:76px}.case:after{content:"";position:absolute;left:50%;bottom:-9px;width:14px;height:14px;background:#fff;border-right:2px solid var(--c);border-bottom:2px solid var(--c);transform:translate(-50%) rotate(45deg)}.case.c2{--c: #f2b705}.case.c3{--c: #e8798b}.case.c4{--c: #2e9b7f}.case-no{align-self:stretch;display:flex;flex-direction:column;justify-content:center;align-items:center;background:var(--c);color:#fff;font-size:.62rem;font-weight:700}.case-no b{font-size:1.5rem;line-height:1}.case-q{font-size:.86rem;font-weight:700;line-height:1.5;padding:8px 4px 8px 12px}.case-q em{font-style:normal;color:var(--c)}.case-img{align-self:end;width:80px;height:auto}.worry{position:relative;max-width:640px;margin:44px auto 0;display:flex;justify-content:center}.bubbles{list-style:none;padding:0;margin:0;position:absolute;inset:0}.bubbles li{position:absolute;margin:0;background:#fff;border-radius:6px;box-shadow:0 2px 10px #0000001a;padding:8px 12px 8px 30px;font-size:.78rem;font-weight:700;color:#555;line-height:1.5}.bubbles li:before{content:"✓";position:absolute;left:10px;color:#e8553f;font-weight:900}.bubbles li:nth-child(1){left:0;top:0}.bubbles li:nth-child(2){left:0;top:78px}.bubbles li:nth-child(3){right:0;top:0}.bubbles li:nth-child(4){right:0;top:78px}@media(max-width:640px){.bubbles{position:static;display:grid;grid-template-columns:1fr 1fr;gap:8px}.bubbles li{position:static}.worry{flex-direction:column;align-items:center}}.arrow-down{width:0;height:0;margin:16px auto;border-left:26px solid transparent;border-right:26px solid transparent;border-top:30px solid #1a5fb4}.lp-answer{text-align:center;font-size:1.05rem;font-weight:800;color:#555;margin:0 0 6px;max-width:none!important}.lp-answer em{font-style:normal;font-size:1.6rem;color:#f0a500}.solution{display:flex;flex-direction:column;align-items:center}.solution-img{margin-bottom:-24px;position:relative;z-index:1}.features{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:30px 16px;width:100%;max-width:880px;padding-top:26px}.feature{position:relative;background:#fff;border:2px solid #1a5fb4;border-radius:8px;padding:34px 16px 14px;text-align:center}.feature b{color:#1a5fb4;font-size:1.1rem}.feature p{font-size:.82rem;margin:6px 0 0;text-align:left;max-width:none!important}.f-icon{position:absolute;top:-26px;left:50%;transform:translate(-50%);width:52px;height:52px;border-radius:50%;background:#1a5fb4;color:#fff;display:flex;align-items:center;justify-content:center}.cta-band{margin:0 calc(50% - 50vw) 0;padding:26px 20px;background:#1a5fb4;color:#fff;text-align:center}.cta-band p{margin:0 0 12px;font-weight:700;max-width:none!important}.cta-band em{font-style:normal;color:#ffd23f;font-size:1.4rem;font-weight:900}.cta-band .btn{background:#f0a500;box-shadow:0 2px #b97f00;padding:12px 40px;border-radius:999px}.sec-head{display:flex;align-items:center;gap:16px;margin:56px 0 14px;padding:14px 0 0;border-top:1px solid var(--line)}.sec-head h2{border:0;margin:0 0 6px;padding:0;font-size:1.45rem}.sec-head h2:before{content:"";display:inline-block;width:6px;height:1.05em;background:#1a5fb4;border-radius:3px;margin-right:10px;vertical-align:-2px}.sec-head p{margin:0;color:var(--muted);font-size:.95rem}.sec-text{flex:1}.sec-head img{width:150px;height:auto;flex:none}@media(max-width:600px){.sec-head img{width:96px}.sec-head h2{font-size:1.2rem}}.cta-band.money{display:flex;justify-content:center;align-items:center;gap:20px;margin-top:40px}.cta-band.money img{background:#fff;border-radius:50%;padding:8px}.cta-band.money p{text-align:left}.main-table small.old{color:var(--alert)}.strip.stop{background:#fde2e0;color:var(--alert)}.article-hero{margin-top:8px}.article-hero .hero-img{width:100%;max-width:240px;height:auto;justify-self:center}.main-table tr.hl td{background:#fff8e1}.main-table tr.hl td:first-child{box-shadow:inset 4px 0 #f07f1a}small.tag-c{display:block;font-size:.68rem;color:#e8553f;font-weight:700}.cmp th.r{text-align:right}.renewal{display:flex;align-items:center;justify-content:center;gap:14px;margin:18px 0 8px;flex-wrap:wrap}.rn-box{display:flex;flex-direction:column;align-items:center;min-width:170px;padding:14px 18px;border:1px solid var(--line-strong);border-radius:10px;background:#fff}.rn-box span{font-size:.78rem;color:var(--muted)}.rn-box b{font-size:1.6rem;font-weight:900;font-variant-numeric:tabular-nums}.rn-box.up{border-color:var(--alert)}.rn-box.up b,.rn-box em{color:var(--alert)}.rn-box em{font-style:normal;font-weight:800}.rn-arrow{font-size:1.6rem;color:var(--muted)}article .strip{margin:0 calc(50% - 50vw) 14px}.container a,.container li,.container p{overflow-wrap:anywhere}@media(max-width:600px){.hero-band{padding-top:18px;padding-bottom:18px}.hero-band .hero-art,.article-hero .hero-img{display:none}.hn-value{font-size:2.2rem}.badges li{width:74px;height:74px;font-size:.64rem}table.cmp{font-size:.82rem}table.cmp th,table.cmp td{padding:8px 6px}table.cmp td:first-child,table.cmp th:first-child,table.cmp td.num{white-space:nowrap}.cmp .opt{display:none}.tct th,.tct td{padding:10px 4px}.cta-band.money{flex-direction:column;gap:10px}.cta-band.money img{width:80px;height:80px}.cta-band.money p{text-align:center}.rn-box{min-width:130px;padding:10px 12px}.rn-box b{font-size:1.3rem}.float-box{padding:6px 10px}.float-box b{font-size:1.05rem}}@media(max-width:600px){table.cmp td,table.cmp th{min-width:5.5em}table.cmp td.num,table.cmp th.r{min-width:0}.main-table td:first-child{white-space:normal;min-width:8.5em}}@media(max-width:600px){.float-box{left:0;right:0;bottom:0;border-radius:0;border-width:2px 0 0;flex-direction:row;justify-content:center;gap:10px;padding:8px 12px}.float-box em{margin-top:0}body{padding-bottom:52px}}@media(max-width:600px){.float-box{align-items:center;font-size:.7rem;white-space:nowrap}.float-box>span:nth-of-type(2){overflow:hidden;text-overflow:ellipsis;max-width:9em}.float-box b{white-space:nowrap}}.bubble{display:flex;align-items:center;gap:12px;margin:18px 0}.bubble img{flex:none;width:72px;height:auto}.bubble-body{position:relative;background:var(--soft);border-radius:12px;padding:10px 16px;font-weight:700}.bubble-body:before{content:"";position:absolute;left:-8px;top:50%;transform:translateY(-50%);border:8px solid transparent;border-left:0;border-right-color:var(--soft)}.bubble-body p{margin:0}.cta-official{margin:16px 0 6px;text-align:center}.cta-official .btn{padding:12px 32px}.cta-official+.table-note{text-align:center}.faq h3{font-size:1rem;padding-left:1.6em;position:relative}.faq h3:before{content:"Q";position:absolute;left:0;color:#1a5fb4;font-weight:900}